|
|
Regular Shares
IRAs
Share Certificates
| Available in 3 month, 6 month, and 12 month terms |
| See rate schedule for current offerings |
Share Draft (Checking) Types
| |
Freedom |
Traditional |
Seniority |
| Monthly Service Charge |
None |
$3 if balance below $400* |
None |
| Minimum Balance* |
None |
$400 to avoid service charge |
None |
| Check Writing |
Unlimited |
Unlimited |
Unlimited |
| Transaction Limits |
None |
None |
None |
| Visa Debit Card |
Free |
Free |
Free |
| Check Card Purchases |
Unlimited |
Unlimited |
Unlimited |
| ATM Withdrawals** |
10 Free |
10 Free |
10 Free |
| Audio Response |
Free |
Free |
Free |
| On Line Access |
Free |
Free |
Free |
| E Statements |
Free |
Free |
Free |
| On-Line Bill Pay |
Free |
Free |
Free |
| Money Orders |
$1 |
Free |
Free |
| Wires |
$10 |
$10 |
$10 |
| Teller Checks (to a 3rd party) |
$1 |
$1 |
Free |
| Box Checks*** |
1st box free |
1st box free |
2 boxes free each year |
| Courtesy Pay**** |
$500 |
$500 |
$500 |
| Minimum to Open |
$25 |
$25 |
$25 |
| Overdraft from Shares |
Yes |
Yes |
Yes |
|
*Minimum balance based on average daily balance.
|
| **10 ATM withdrawals include checking and savings accounts. |
| ***Box of checks must be credit union logo only. 50% off of other designs. |
| ****Courtesy Pay is available 30 days after opening share draft account and includes a $22.50 fee for each item paid. |
|
See Fee Schedule under Online Services for more information on fees for all accounts. This summary is presented for comparison purposes only.
|
Club Accounts
| Christmas Club |
Pays in October |
|
Vacation Club
|
Pays in May |
| Fees are associated with early withdrawal from club accounts |
Loan Types
| New & Used Auto Loans |
| Signature (Personal) Loans |
| Share Secured Loans |
| Share Secured Mastercards |
| Unsecured Mastercards |
| Loans for Purchase of Household Goods |
| Recreational Loans (including RVs, motorcycles, boats, ATVs, etc.) |
| First Mortgages through Third Party |
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