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Rates effective as of 12/20/2007
| Loan Rates |
Term (in months)
|
Rate (in APR*)
|
| New Auto |
72** |
as low as 5.75% (APR) |
| Used Auto |
72** |
as low as 5.75% (APR) |
| New Boat, RV, Motorcycle, & PWC |
120** |
as low as 7.5% (APR) |
| Used Boat, RV, Motorcycle, & PWC |
84** |
as low as 8.0% (APR) |
| Personal |
up to 60 |
as low as 10.0% (APR) |
| Mastercard |
N/A |
as low as 10.90% (APR) Introductory rate of 2.99% for the first 6 months on new accounts |
| Household Goods |
48** |
as low as 9.5% |
| Share Secured |
60 |
as low as 5.00% (APR) |
| Home Equity Loans |
up to 180** |
as low as 6.00% |
*APR = Annual Percentage Rate
APR Effective10/02/2007
**Depending on collateral value
| Share Rates |
APR |
APY |
| Regular Shares* |
1.70% |
1.71% |
| Club Savings* |
1.70% |
1.71% |
|
IRA Savings*
|
3.05%
|
3.09% |
| Share & IRA Certficates** |
|
|
| 3 month |
3.25%
|
3.29% |
| 6 month |
3.30% |
3.34% |
| 12 month |
3.35% |
3.39% |
| 18 month |
3.40% |
3.44% |
| 24 month |
3.45% |
3.49% |
| 30 month |
3.50% |
3.55% |
| 36 month |
3.55% |
3.60% |
-Savings Federally Insured to $100,000 by NCUA, an Agency of the U.S. Government
-We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
*Tiered accounts. Quoted rates are for highest tier of the anticipated dividend rate structure for 4th quarter 2006.
**Penalty may be imposed for early withdrawal
All rates are subject to change without notice.
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