Encentus Federal Credit Union is a full service financial institution, offering a wide range of products and services. Because we are a not-for-profit financial cooperative, our rates and fees are structured to save you money when compared to most banks. Join now and experience the credit union difference for yourself!

  • Direct Deposit
  • Payroll Deduction
  • Overdraft Protection- $500 after account has been opened for 30 days. $22.50 fee for each paid item.
  • On-Line Bill Pay
  • Voice Response
  • E - Statements - Receive your statements through email. Come by the Credit Union or sign up online for e-statements.
  • Transfund Cards - The Credit Union is now offering no approval Visa Check Cards and no approval Savings ATM cards. Stop by the Credit Union for more details!!
  • Anytime Access - Online service 24/7, come by the Credit Union to register.
  • Reorder Checks Online
    You can now order your checks without stepping a foot into the Credit Union. Just Click Lady Liberty on the helpful links page and fill out the correct information.
  • Discount Movie Tickets
  • Free Notary Service
  • Discount Silver Dollar City Tickets
  • Mastercard Gift Cards
  • Turbo Tax on-line income tax preparation and filing discount services

NCUA and NCUSIF INSURANCE

All deposits at Encentus Federal Credit Union are insured by the NCUA or NCUSIF up to $100,000 per depositor. NCUA is an agency of the federal government. IRA Accounts are separately insured by NCUSIF up to $250,000, in addition to your other insured accounts at Encentus Federal Credit Union. Funds from deposits may not be available for immediate withdrawal. See credit union for disclosure regarding funds availability (Regulation CC).